Insuring Your Vehicle

Most vehicle owners transfer their existing insurance policies over to their new car.  If you've been with the same company for a long time, however, it doesn't hurt to see how they measure up to other insurers. The difference between insurance companies can be staggering!

Don't sign anything until you find out what your insurance costs will be.  Before you buy a new or used vehicle, get a quote on the car you want from an online insurance company, Just present your driving history and vehicle choice to our leading auto insurers and they will give you with their best rates.

You'll be surprised by how much some cars cost to insure, and at the difference in rates from one company to the next.  Knowing your insurance costs before you buy, you can budget to accommodate the insurance. 

In setting premiums, insurance companies rely on some factors not directly related to the vehicle itself.  Rates are affected by your post code, age, gender, marital status, driving record (both yours and your family's), and finally the make, year, model, and type of vehicle you're insuring. 

If you're in the majority of drivers whose driving record isn't perfect, don't lie about it when you're getting online quotes.  Insurance companies will check your driving record.  They will even find out about your old claims and accidents.  You can be charged with fraud!

If your driving record is questionable, get a copy of your driving record before shopping for insurance.  "Questionable" means accidents you were involved in and motoring offences and points you may have received, any time in the past 10 years.